Small Business

Running a small business takes risk and capital. Retaining and providing a quality experience for employees takes commitment. Life insurance is a great asset that both the company owner(s) and employees can benefit from having in place. 

Often we think of life insurance for the sole purpose of when one passes there’s money left over for the family to continue living the same quality of life. 

In today’s modern life insurance space, businesses are using life insurance policies for living benefits and tax free retirement. 

Living benefits allows you and your employees to accelerate their life policy due to a terminal, critical or chronic event.  

Building wealth within a permanent policy and accessing the cash value in the form of tax free loans in the future is a great way to create predictable tax-free retirement income. 

We are able to help our clients from setting up payroll deduction life insurance for employees and owners, to setting up private plans outside of work while still providing the same benefits.