Privacy Policy
Premium financing: Empowering you to protect what matters most.
Important information for your use of our website
This “Privacy Policy” describes how your personal information is collected, used, and shared when you visit truckeefinancial.com (the “Site”).
When you visit the site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the site, and information about how you interact with the site. We refer to this automatically-collected information as “Device Information.”
Personal information we collect
We collect Device Information using the following technologies:
“Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier.
“Log files” track actions occurring on the site and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
“Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the site.
Source of Information:
We collect nonpublic personal information about you from sources such as:
- Applications or forms that you complete.
- Applications or forms that you authorize others to complete for you (e.g., physicians who may provide medical information for health, disability, or life insurance);
- Consumer or reporting agencies, medical and health care providers, motor vehicle administration offices, or governmental agencies (for example, medical record bureaus who report information for life insurance);
- Information about your transactions with us, our affiliates, (and others); and
- Information we collect when you visit our website.
In addition, if you pay your bill or make another form of financial transaction with the site, we collect certain information from you, including your name, billing address, payment information (including credit card numbers), email address, and phone number. We refer to this information as “Purchase Information.”
When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Purchase Information.
Types of Information:
We use the nonpublic personal information obtained for business purposes only, including but not limited to evaluating your application for insurance, processing your claims, complying with your service requests, and processing your transactions. We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law. This may include:
- Personal information, including name, address, telephone number, social security number, date of birth, etc.
- Financial information covered by the Fair Credit Reporting Act, such as types of insurance carried, premiums paid, credit history, income, and assets (e.g., for financial planning purposes)
- Health information, including information about your medical history, health, and general insurance underwriting risk factors (e.g., for life and disability insurance)
- Driving information, including traffic tickets, accidents, and claims
USE OF PERSONAL INFORMATION
Truckee Financial uses personal information collected via channels for a variety of business purposes described below. The company processes user personal information for these purposes in reliance on Truckee Financial legitimate business interests (“Business Interests”), in order to enter into or perform a contract with the user (“Contractual”), with user consent (“Consent”), and/or for compliance with company’s legal obligations (“Legal Reasons”).
Truckee Financial uses the information collected or received:
- To send users marketing and promotional communications for business purposes. Truckee Financial may use the personal information for marketing purposes if this is in accordance with the user’s marketing preferences. users can opt out of our marketing emails at any time (see the section “Users Privacy Rights” below).
- To send administrative information to users for business and marketing purposes. Truckee Financial may use personal information to send users product, service, and new feature information and/or information about changes to the terms, conditions, and policies of the company.
- Request feedback for Truckee Financial business and marketing purposes. The company may use personal information to request feedback and to contact users about their experience with the company website.
- To protect Truckee Financial business for business purposes and/or legal reasons. The company may use personal information as part of the company’s efforts to keep Truckee Financial business, services, and operations safe and secure (for example, for fraud, money laundering, bribery, and corruption monitoring and prevention).
- To enforce Truckee Financial terms, conditions, and policies for business purposes and legal reasons.
- For other business purposes. Truckee Financial may use personal information for other business purposes, such as information analysis, identifying usage trends, determining the effectiveness of promotional campaigns, and evaluating and improving Truckee Financial website, services, marketing, and user experience.
KEEPING PERSONAL INFORMATION SAFE
- Truckee Financial aims to protect users’ personal information through a system of organizational and technical security measures.
- Truckee Financial have implemented appropriate technical and organizational security measures designed to protect the security of any personal information the company processes. However, users also should remember that Truckee Financial cannot guarantee that the internet itself is 100% secure. Although the company will do the best to protect personal information, transmission of personal information to and from Truckee Financial website is at user’s own risk. Users should only access the services within a secure environment.
USER PRIVACY RIGHTS
In some regions (like the European Economic Area), users have certain rights under applicable data protection laws. These may include the right:
- to request access and obtain a copy of the user personal information
- to request rectification or erasure
- to restrict the processing of the user personal information; and
- if applicable, to data portability.
Data retention
When you interact with the site, we will maintain your personal information for our records unless and until you ask us to delete this information.
Changes to our policy
We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.
Contact us
For more information about our privacy practices, if you have questions or if you would like to make a complaint, please contact us by email at truckeefinancial@gmail.com or by mail using the details provided below:
PO Box 61387 Reno, NV 89506